Banking Awareness 4 | Banking Awareness Free Online Tests

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Question 1 of 20

1. Question
5 points
Banking sector comes under which sector?
- Services sector
- Manufacturing sector
- Realty sector
- Industrial sector
- None of these
Correct

Incorrect
Question 2 of 20

2. Question
5 points
What is ‘STT’?
- Standard Transaction Tax
- Securities Transaction tax
- Securities Transfer tax
- Standard Transfer tax
- None of these
Correct

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Question 3 of 20

3. Question
5 points
Where is the headquarters of World Bank situated?
- Paris
- New York
- Basel
- Vienna
- Washington D.C.
Correct

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Question 4 of 20

4. Question
5 points
Which of the following scheme is related to Financial Inclusion?
- AADHAR
- AAY
- Swabhiman
- Swavalamban
- All of the above
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Question 5 of 20

5. Question
5 points
Which of the following is not a credit rating agency?
- WADA
- Fitch
- CRISIL
- Moody
- S & P
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Question 6 of 20

6. Question
5 points
What is MZM in money market?
- Money with highest return
- Money with zero maturity
- Money with sovereign guarantee
- Monetary base or total currency
- None of these
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Question 7 of 20

7. Question
5 points
The Tier-1 capital of banks does not include _______.
- Paid-up capital
- Revaluation reserves
- Statutory reserves
- Investment fluctuation reserves
- None of these
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Question 8 of 20

8. Question
5 points
Where is National Institute of Bank Management (NIBM) located?
- Nasik
- Mumbai
- Pune
- New Delhi
- None of these
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Question 9 of 20

9. Question
5 points
International Day of Rural Women is observed on ?
- September 15
- July 15
- December 15
- October 15
- November 15
Correct

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Question 10 of 20

10. Question
5 points
Which of the following is a fully-owned subsidiary of RBI?
- NHB
- DICGC
- BRBNMPL
- All of the above
- Only (A) and (B)
Correct

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Question 11 of 20

11. Question
5 points
Loan taken by the person, not telling the purpose of taking loan is called ?
- Impersonal Loan
- NPA
- Personal Loan
- Concealed Loan
- Hidden Loan
Correct

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Question 12 of 20

12. Question
5 points
Public Sector Banks include ?
- 20 Nationalized Banks + State Bank of India + 5 SBI Associates + IDBI
- 20 Nationalized Banks + 6 Private Banks
- 14 Nationalized Banks + 6 SBI Associates + 7 Private Banks
- 20 Nationalized Banks + State Bank of India + 5 Private Sector Banks + IDBI
- 19 Nationalized Banks + State Bank of India + 6 SBI Associates
Correct

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Question 13 of 20

13. Question
5 points
The formal way of lending includes lending from ?
- Private Sector Banks
- Co-operative Banks
- Public Sector Banks
- RRB
- All of the above
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Question 14 of 20

14. Question
5 points
Which commission distributes the taxes between centre and states ?
- NITI Ayog
- Board of Direct Taxes
- Finance Commission
- National Development Counsel
- National Advisory Council
Correct

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Question 15 of 20

15. Question
5 points
The facility not available in the BSBDA is ?
- deposit amount
- withdrawing of cash
- ATM Card
- withdrawal form facility
- All above facilities available
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Question 16 of 20

16. Question
5 points
Which of the following is a third party product often sold by banks?
- Gift cheques
- Credit cards
- Debit cards
- Mutual funds
- All of the above
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Question 17 of 20

17. Question
5 points
The co-operative bank is governed by the banking regulation Act 1949 and co-operative societies Act of
- 1962
- 1963
- 1960
- 1969
- 1965
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Question 18 of 20

18. Question
5 points
A scheduled bank must be
- A corporative or company incorporated by any law in force in any place in India
- An institution notified by GOI
- A company as defined by companies act, 2013
- All of the above
- None of these
Correct

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Question 19 of 20

19. Question
5 points
Kapoor committee, 1999 is related to ____.
- Micro-finance
- Restructuring of RRBs
- Capital Account convertibility
- Co-operative Banking Reforms
- None of these
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Question 20 of 20

20. Question
5 points
Which of the following institution is meant for small and medium enterprises?
- RBI
- NABARD
- IFCI
- SIDBI
- None of these
Correct

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Banking Awareness 4 | Banking Awareness Free Online Tests | 20 MCQs with Answers

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